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"My experience with Yampa Valley Bank and Kathryn Pedersen was absolutly fabulous! The entire loan process was smoothly expedited. I would definately use YVB in the future for all my mortgage needs!" 

"We had an extraordinary experience working with Kathryn and Katie. From the professionalism and knowledge that Kathryn brings to the table, to the personal touch Katie adds to each conversation, we have felt as though we were their number one clients all along."

“I would have to give Kathryn credit for all the help she’s been in repairing my credit over the past six years. The whole mortgage team is a pleasure to work with and Kathryn has become a friend throughout the process. She was the first Business Banker I worked with at Yampa Valley Bank and a large reason Yampa Valley Bank now holds four of my business banking accounts. Overall, unbelievable; I could write a book about it!”

Kathryn Pedersen
Holly Rogers
Katie Lazar
Debby Beilhartz
 

Kathryn Pedersen

Kathryn Pedersen heads up the Mortgage Department at Yampa Valley Bank. She started out in commercial, construction and consumer lending and then opened the mortgage department for Yampa Valley Bank at the end of 2003.

Kathryn, a Colorado native, has over 10 years of lending experience in all facets of lending. She has earned the Colorado Certified Mortgage Broker designation. She has also been named The Affiliate Partner of the Year from the Steamboat Springs Board of REALTORS in 2006 and 2007. Her local experience gives her an understanding of Steamboat's unique real estate market.  This, combined with genuine sincerity, makes Kathryn a valued member of your locally owned bank.



PO Box 775770 (600 S Lincoln Ave)
Steamboat Springs, CO 80477-5770
Phone: 970-875-1609
Fax: 970-879-1778


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Holly Rogers


PO Box 775770 (600 S Lincoln Ave)
Steamboat Springs, CO 80477
Phone: 970-875-1636
Fax: 970-879-1778


Apply Now


Katie Lazar

Katie is the Mortgage Processor on the team. After the proper mortgage program has been determined, Katie takes the loan through underwriting to closing. Katie has over four years of experience processing mortgage loans and strives to provide the very best experience for each and every customer. “The best part about working at Yampa Valley Bank is that they share my philosophy on providing a tailored, enjoyable experience for every customer”, says Katie.  A Colorado native, when not working, you can find Katie skiing and hiking in the mountains.



PO Box 775770 (600 S. Lincoln Ave.)
Steamboat Springs, CO 80477
Phone: 970-875-1638
Fax: 970-879-1778


Apply Now


Debby Beilhartz


PO Box 775770 (600 S Lincoln Ave)
Steamboat Springs, CO 80477
Phone: 970-875-1635
Fax: 970-879-1778


Apply Now