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"My experience with Yampa Valley Bank and Kathryn Pedersen was absolutly fabulous! The entire loan process was smoothly expedited. I would definately use YVB in the future for all my mortgage needs!" 

"We had an extraordinary experience working with Kathryn and Katie. From the professionalism and knowledge that Kathryn brings to the table, to the personal touch Katie adds to each conversation, we have felt as though we were their number one clients all along."

“I would have to give Kathryn credit for all the help she’s been in repairing my credit over the past six years. The whole mortgage team is a pleasure to work with and Kathryn has become a friend throughout the process. She was the first Business Banker I worked with at Yampa Valley Bank and a large reason Yampa Valley Bank now holds four of my business banking accounts. Overall, unbelievable; I could write a book about it!”

Yampa Valley Bank Mortgage (formerly First National Bank of Steamboat Springs Mortgage) follows the same hometown values and customer service that the bank is known for. We believe that service is the driving force behind business, so we guide our customers through the homebuying process with personal service and communication. We strive to educate our customers because we believe in accountability and unscripted quality.

Yampa Valley Bank Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.


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Contact Yampa Valley Bank Mortgage to find out more about the products and services we can provide.